disintermediation

詳細解釋：

dis.in.ter.me.di.a.tion

n.（名詞）
Withdrawal of funds from intermediary financial institutions, such as banks and savings and loan associations, in order to invest in instruments yielding a higher return.
非居間化：為了直接進行證券投資獲取更高的收益，而從中間金融機構，如銀行、儲蓄銀行和貸款銀行中提取存款